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Displaying 70 to 80 (of 87 questions) Page:   8 of 9
User Date:
January 11, 2008, 8:54 am
  how do i tell if my credit is bad or just limited?my score is 554
  Answers:
User Thank you for addressing your requests to our service. Actually, there is no difference between bad credit and limited credit. In fact, limited credit includes no, bad, and fair credit. Having FICO score of 554 implies your credit is bad, and so you can apply for a bad credit card. At our site we do offer these, presented by First PREMIER Bank. Please explore and apply for bad credit cards.
User Date:
January 16, 2008, 4:05 am
  please tell me is there any card that offers mariott hotel rewwards?
  Answers:
User Thank you for addressing your requests to our service. Yes, at our site we have such a card. This is Marriott Rewards Visa Signature Card. Using this card you can obtain 20,000 bonus points after your first purchase, get a free night stay, earn $3 for each dollar spent, etc. No annual fee for the first year (after that $30). For more detailed information compare hotel credit cards.
User Date:
January 21, 2008, 8:17 am
  my score is 630, hat's that supposed to be? bad, good or fair?
  Answers:
User Thank you for addressing your requests to our service. Having FICO score of 620-659 implies your credit is fair. Thus, you are free to apply for fair credit cards. Pay attention to these, there are also some incentives available. For instance, some of them have, among other features, cash rebates or points rewards. At our site, fair credit cards are offered by Capital One Bank. Please examine the link shown above to get more detailed onformation. Feel free to explore, compare, choose, and apply online.
User Date:
February 4, 2008, 7:44 am
  what is the best card for a beginner?
  Answers:
User Thank you for addressing your requests to our service. Having no credit you are free to choose one of the two following methods. First, you can apply for unsecured bad/no credit cards. These are offered by First PREMIER Bank. To explore and compare please visit our bad/no credit credit cards. While exploring these, pay special attention to Centennial Gold MasterCard/Visa. This one has, among other features, guaranteed approval. Second, there are also secured credit cards. These are actually the best for those with bad or no credit. Keep in mind that in this case you will have to deposit a definite amount of money to secure your credit. But such cards have guaranteed approval. PLease examine also our secured credit card applications.
User Date:
February 4, 2008, 7:53 am
  what is ment by immediate credit card? Does this mena you have immediate access to charg or that you will receive your cards the next day or what?
  Answers:
User Thank you for your question. Please keep in mind that 'Instant Approval' does not imply that you are free to make purchases, for instance, as soon as your application is approved. You fill in your application form, send it, and in several minutes the bank employees will report the decision to you via email. In case your application is approved, you should just wait, and in your credit card is delivered by mail in 1-3 days. To get more detailed information on these credit cards, compare them, and apply online please explore our instant approval credit cards.
User Date:
February 18, 2008, 3:08 am
  I only have 2 accounts on my credit report, both are in good standing. Can I still get a credit card with so little on my reports?
  Answers:
User If both your accounts are in good state, then you should get to know what your credit score is. It may be 350-619 (no to bad credit score), 620-659 (fair score), 660-749 (good credit score) and 750-850 (excellent credit score). Get your credit score, better at the three credit bureaus and then decide which type of credit you are eligible for. If you have never had a credit card, but built a good credit, you can try applying for one of rewards cards. Just choose which reward you'd like your card to bring - cash back, gas rebate, or other. If your credit is poor, or you have too little score, try a secured credit card for bad and no score. You'll have to put some money onto a deposit account to prevent credit risks. If you don't want opening any account, apply for an unsecured credit card (however, the conditions may be better with a secured card). If your credit is fair, we can offer a nice cash back credit card for fair credit from Capital One Bank. Compare the cards and apply online!All the best, Manager of Immediate Credit Card Care Service
User Date:
February 18, 2008, 3:08 am
  My Victoria Secret Credit Card got lost, how can I get another one sent to me. This is my favorite card of all
  Answers:
User The question is really much more serious than you might think.You should call your credit card company and tell them your card was lost as it may be used by somebody else. You'll be not liable for fraudulent activity in this case. You should cancel the card right away as someone can get gas or clothes or even groceries if the store does not ask for an ID.Do it do it fast or the company won't give a replacement card. You also might want to contact Equifax, TransUnion and Experian, which will help in case anyone tries to use the information for identity theft.They also provide a free credit report that you can use to see if anyone used your card. You might also want to make sure that your credit card company won't try to charge you for any purchases that might have been made. Find an old bill, find the company's toll free number. Call it tell them what happen. They will tell you what you need to do till you get a replacement card from them. All the best, Manager of Immediate Credit Card Care Service
User Date:
February 18, 2008, 3:08 am
  I am a homeowner with decent credit. I had a bankruptcy in 2004, but my credit score is over 680. I need to know my options for a good credit card.
  Answers:
User Unfortunately, you can't hope to be approved for a good credit credit card, as you have the negative item in your credit report. So the only option of yours can be a bad credit card application, which will help you to build a better credit score, and in future, after bancruptcy is charged off, you'll be eligible for a very good credit card, provided you are accurate in payments. So, look through bad credit card applications, choose the one that fits your needs best of all, and fill out the application online. Be ready to pay the bills accurately, to avoid more negative records, and later it will be fine if you apply for a couple of other credit cards of this category. If you are interested to get a big loan, you can choose home equity loan, but you can't use your house as a deposit for your credit card.

Best,
Manager of Immediate Credit Card Care Service
User Date:
February 18, 2008, 3:08 am
  Lookng for a great balance transfer rate to get rid of high interest on business expenses. Are there particular strategies for someone like me who is self employed? Want to have this credit completely seperate from my spouse and will not cite his income as a resource. My goal is to transfer a 13K balance now at a very high interest rate (that account is already closed) to 0% so that I can pay it off more quickly. Already have a business AMEX -- want to get VISA or MASTERCARD for additional payment options.

How do I show my income? Gross as it appeared on last years tax return?

This years' gross so far??

My crfedit score is pretty good -- 722.

Thank you.
  Answers:
User You can apply for a 0% balance transfer credit card - for example, Advanta Business Platinum Rewards MasterCard the intro period of this credit card is 16 months. As for showing your income, you indicate your annual income of the current year. Best, Manager of Immediate Credit Card Care Service
User Date:
April 9, 2008, 7:01 am
  I have been looking for a credit card without paying a big amount to get it started, and to have the credit limit of at least10,000.00 dollars and a rate of less than9%; can you help me? thank you.
  Answers:
User Judging by your requirements, you are looking for a credit card for good or excellent payment history. Some of the best credit cards on our web site do offer such enticing features as no set up fee, no annual fee and interest rates less that 9%. But mind it that these credit cards are for exclusive customers only who can show faultless payment records and solid credit scores. You can apply for such a credit card online and get the bank's approval in a couple of minutes if you qualify. Remember, do not apply for a credit card if you do not meet the requirements of the issuer. The issuer's denial may hurt your credit rating and scores and you will face problems getting approved for a credit in the future. You are welcome to compare good, lowest interest credit cards on our site and shoose one that meets your specific requirements best. Apply online and get approved now.
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