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Displaying 60 to 70 (of 87 questions) |
Page: 7 of 9 |
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Date:
April 7, 2007, 3:10 am |
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IS THERE A NO FEE CREDIT CARD FOR PEOPLE WITH BANKRUPCEYS? |
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Answers: |
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If you filed for bankruptcy, you credit score is bad, therefore you can afford applying for bad credit cards, issued, for example, by Orchard bank and First PREMIER bank. Unfortunately, you can hardly find a credit card with bad credit history demanding no fees. If you want to apply for a no fee credit card, you should first of all, improve your credit score. Pick up appropriate bad credit card, make your payments timely and your credit rating will increase, enabling you to apply for cards with more favorable terms, including no fee option. One more decision you could choose, if you don`t want to pay fees, is to select on of pre-paid credit cards, for example, Wired Plastic Prepaid Visa or All-Access Visa Prepaid Card. |
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Date:
June 9, 2007, 2:45 am |
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no question. Just a suggestion. I would like if you have changes in the companies rates etc that we could get that in an email. For instance I would love to wait until interest rates come down more and be notified which companies did or any other change like lowering late fee's or default rates etc. They went before Congress and I would love to see where they do business and stop the punishing us part :~)).
PS. Nice site...glad I found it. |
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Answers: |
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Thank you so much for your suggestion. We appreciate your feedback as it's always nice to get good advice from visitors :) Actually, credit card companies and banks, for example, Discover Bank change their rates or some other features almost daily. However, the fluctuations in rates are not so noticeable. Sometimes even a grace period length is more significant, say, if it changes 12 to 15 months. Surely the late payment fees and other ways of punishment are also important as almost seventy percent of customers miss payments for some reason or other. Still, we are here to offer you the best credit cards with low rates. Feel free to compare and choose the one for you. All the best, Manager of Immediate Credit Card Care Service |
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Date:
November 15, 2007, 8:18 am |
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What is the difference between a secured credit card and unsecured credit card? Also, what is a Default Annual Percentage Rate?
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Thank you for your question. Secured credit cards are credit cards that require collateral. This can be a certain amount of money or peoperty. This collateral secures your credit and guarantees your paying off the bills in good faith and at a proper time. Secured credit cards are considered to be the best variant for building and rebuilding of your credit (in case you have bad/no credit history, after bankruptcy, etc.) As of unsecured credit cards, these are just standard plastics. Default Annual Percentage Rate is a penalty APR. If you make your payments late your ongoing APR increases. If you have outstanding balance on your credit card, default APR may be applied. |
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Date:
November 16, 2007, 4:51 am |
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i want an credit card. But i have an charged off bankrucpy on my credit report. And i have tried many ttimes to find an unsercured credit card with an limit of 1000 or more. and i'm willing to pay a deposit of 200 or less with an higer rate. can you help me. |
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Answers: |
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Thank you for your question. Unfortunately, your requests are somehow inappropriate, since you have bad credit, especially in case with bankruptcy. You should take into account that for the first time your credit limit will be $500-1000, after that it may be increased up to $1000-2000. Our site contains unsecured bad/no credit cards. Please, examine them carefully. All of these credit cards have 9.9% APR, $29 Setup Fee, $48 Anuual Fee, and other features. If you are ready to deposit money or property to secure your credit, note that secured credit cards allow you deposit not less than $250. Take into consideration all these facts and make your decision. |
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Date:
November 21, 2007, 7:26 am |
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how to apply for a credit card that can help build up my credit,with low interest rates |
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Answers: |
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Thank you for addressing your requests to our service. We hope our answer helps you. At our site we offer you, among other variants, some options for the customers with bad/no credit history. These are offered by First PREMIER Bank. All of them have 9.9% APR, $29 Setup Fee, $48 Annual Fee. Of course, you should explore the details to find out more information about every credit card offered. Compare our bad/no credit cards. Pay special attention to Centennial Gold MasterCard/Visa - this one has, among other features, Instant Approval. Please, note that lowest APR credit cards are available to people with good or excellent score. |
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Date:
November 22, 2007, 7:35 am |
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What would be a good credit card to be my first 1 of course i want a low apr rate pre approved and no annual fee so what you think? |
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Answers: |
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Thank you for addressing your requests to our service. We hope our answer helps you. With no credit history you do have an opportunity to apply for a credit card and get approved. At our site we offer you some variants of credit cards for bad/no credit history. These are suggested by First PREMIER Bank. All of them have 9.9% APR, $29 Setup Fee, $48 Annual Fee, and other features. Please, explore our bad/no credit cards. Pay special attention to our best choice - Centennial Gold MasterCard/Visa. This one has, among other features, Instant Approval - this is what you need. Compare, choose and apply online! |
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Date:
November 26, 2007, 7:28 am |
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How do i obtain credit with no credit history? |
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Thank you for addressing your requests to our service. We hope our answer hepls you to resolve your problem. Fortunately, nowadays quite enough banks offer various options for the customers with no credit history as well. At our site, we offer you some variants suggested by First PREMIER Bank. These require FICO score of 0-619 and are developed especially for those people who want to establish their credit history. Please, explore our bad/no credit cards. Pay special attention to Centennial Gold MasterCard/Visa. This one also has Instant Approval. Feel free to apply online! Our service is safe and convenient. |
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Date:
November 28, 2007, 5:14 am |
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Can I find a cc for0% for 12 mo.,7% apr,no bal trans fee,no annual? |
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Answers: |
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Thank you for addressing your requests to our service. We do offer credit cards with 0% Intro APR both on purchases and balance transfers, but in this case ongoing APR is higher, i.e. 11.74%, 10.99%, and 9.49% (Citi Diamond Preferred Card). Most of them have no annual fee. If you want a credit card right exactly with $0 balance transfer fee, we can offer you IN:NYC Card by American Express. Note that it has 0% APR both on purchases and balance transfers only for 6 months. You can also pay attention to More Card by Discover (0% Intro APR for 12 months, No Annual Fee, 10.99% Ongoing APR). For more detailed information you can explore our balance transfer credit cards. |
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Date:
December 25, 2007, 2:15 am |
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please recommend me the best for purchases low rate card .. |
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Answers: |
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Thank you for addressing your requests to our service. Looking for a credit card which is the best for purchases (plus with 0% introductory APR!) do not miss Blue from American Express. This one has 0% Intro APR on purchases for 15 months, 11.49% Ongoing APR, No Annual Fee, and other features. For more detailed information explore our low APR credit cards. Pease note, this credit card is avaialble only to the customers with good or excellent credit score. |
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Date:
January 11, 2008, 8:51 am |
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i would like to obtain a credit card i've never had one. but i need this one with no annual fee, and i need secured. |
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Answers: |
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Thank you for addressing your requests to our service. At our site we do offer a credit card which meets your requirements completely. This is secured MasterCard from Orchard Bank. This credit card has no annual fee and it is secured. Moreover, it has grace period of 25 days. Please explore our secured credit card applications for more detailed information. |
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