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Displaying 50 to 60 (of 87 questions) |
Page: 6 of 9 |
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User Name:
Margarita Santiago |
Date:
January 19, 2007, 4:43 am |
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dear suport dep I am margarita santiago and I think I asepted yours credit card line off $250.00 but I am unsure how to used it cause I dont have a pin# can you help me please? |
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Answers: |
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The matter is that our site only presents the best credit cards from the leading banks and helps the customers to choose credit cards for their needs and credit conditions and gives tips for building or rebuilding their credit.
If you received a credit card, it is the bank that sent it to you, and contact information of the bank can be found in the letter (if it is not scam, of course). After receiving the card, you can activate it, by phone or by e-mail, and you'll be given the pin and other information needed for using the credit card. |
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User Name:
Nang Yin Yin Aye |
Date:
January 19, 2007, 2:40 pm |
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Dear Sir,
I should like to ask you I'm not live the USA can I apply for the Credit card. Now I live in Myanmar(Bamur). I want to enroll the Credit card, can I?
Your faithfully,
Yin Aye. |
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Answers: |
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Generally speaking American banks tend to issue credit cards for legal American residents, and filling in credit card application will require entering your Social Security Number. If you`re not American citizen, you don`t have SSN and, unfortunately, can`t apply for credit cards herein. The reasonable step you could do is to apply for a credit in your country banks. Analyze credit terms offered for your type of spending and pick up appropriate credit card for life. The other option that can be used is to choose online credit card application for card for making purchases here, in the USA. Some American banks do issue the cards like this, but there is a restriction: these credit cards can be obtained just in case you have good-to-excellent credit score. |
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User Name:
Derek Cocklin |
Date:
January 19, 2007, 6:08 pm |
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I would like to know if there are specific credit cards recommended that weigh the factors of my current scenerio (below), or do most institutions have the same basic guidelines in figuring out an applicant's calculated risk and ability to pay (even the bad/no credit cards), so that most applications would be wasted effort?:
I have always maintained a 720-740 FICO score, and have an extensive payment history, with many creditors over the years. While an in-depth look at my credit today would show my respect for my credit as top priority, never allowing a single late-payment, quickly-increasing balances on all my revolving accounts have dropped my scores to 670-690 area, and near-limit balances on them (as is typical) have quickly disqualified me from increasing my limits or obtaining new accounts. I have a lapse in my income, and while struggling through this period of time, I was forced to use some credit to pay other credit. I simply have to withstand about a month & a half more, until my next FU |
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Answers: |
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There are Credit bureaus that collect information about consumers and provide it to banks, credit card companies, etc. When you apply for a new credit card, your credit history is checked by such credit reporting agencies. These agencies access your payment information directly from the companies you have credit with and use the information in your credit report to determine your credit rating on the day it's requested. With your 670-690 credit scores you have a fair credit. Your credit score is important because most lenders will use it to automatically judge if you're a good credit risk. The application for Fair credit credit cards is a simple process. You just select a credit card with fair credit and submit the credit card application online. We can offer you to apply to First Premier Bank or to the Orchard bank. These banks report to Credit bureaus monthly. It helps to improve your credit score and rebuild your credit history. At our site you can find all the necessary information about fair credit credit cards, their terms and features and the information about other banks. |
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User Name:
josh |
Date:
January 20, 2007, 12:10 am |
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i dont have a credit score. if my wife cosigns for a card with me, will it lower her score? |
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Answers: |
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As a usual run of things, by cosigning, you are accepting full responsibility for the debt if the other person does not pay as agreed. A cosigned account will appear on both your credit history and the other person's. All loans and credit card accounts that appear on your credit report will impact credit scores. I can truly tell you that if one co-signs for a credit card with someone and the person doesn't make the payments it can really screw your credit up. However, if that person is making the payments timely without any problems - then I'd say it won't necessarily hurt your credit. But at the same time it won't necessarily help it either. If you don’t want your wife’s credit score to be hurt, first of all you can build some decent credit history with the help of secure credit cards or no credit cards, and thus to accumulate points to have a decent credit score. |
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User Name:
Ravindra Metkar |
Date:
January 24, 2007, 3:58 am |
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I have applied for Credit card last month But i didnt received the card till the date. May i know the status of my application. Thanking you, Ravindra Metkar |
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Answers: |
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If you apply for a credit card online and if you qualify for this particular credit card offer,you are supposed to get a notification of your approval. The period during which you are to be notified depends on your credit card deal. Thus, when choosing yourself a credit card, pay attention to terms amd conditions where it is registered. If you apply online for a credit card with instant approval, then you are to be notified of your status within minutes if you qualify. Other credit card offers suggest a week or a 30-day period of considering your application. In case you are approved, you are also notified of your credit card's delivery date.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
ellen hans |
Date:
January 25, 2007, 4:18 am |
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im looking to transfer 10,000 in credit card balances over to 1 card at a low interest rate. i am paying almost 30% on my credit cards my credit score is like 620 |
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Answers: |
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According to your credit score, you have a fair credit rating. If you are looking to apply online for a credit card to transfer your debts onto, our web site is the right place to search at. Looking through the Best credit cards online, you find Fair credit credit cards or Balance transfer credit cards allowing you to consolidate your debts at a lower rate credit card. Before you fill out the online credit card application, pay attention to the terms and conditions as not all fair credit credit cards offer balance transfers. Compare credit card offers and apply online for credit card to handle your debts.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
Carlita |
Date:
January 26, 2007, 4:02 am |
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where should my credit be in order to be approved for a gas credit card? |
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Answers: |
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If you are searching for the best reward credit card ever available online, the present web site enables you to find and apply online for a gas credit card as the best option with rewards for car owners. Using the convenient online tools for credit card comparison, you can choose yourself a gas credit card based on rates, fees and rebates.Gas credit cards allow you to save greatly on gasoline but you must have very good credit to qualify. Find out your credit score and if it is somewhere between 660 and 850, feel free to apply online as you are very likely to be approved.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
Harold Palecek |
Date:
January 31, 2007, 3:55 am |
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How do I change my information on my credit bureau. Where do I have to go to do this. |
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Answers: |
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If you are sure that the information in your credit report is incomplete or inaccurate and you can prove it, you can file a dispute with the credit reporting bureau. Under the Fair Credit Reporting Act and the Fair Credit Billing Act you have the right, as a credit card consumer, to ask the credit reporting agency to conduct a reasonable investigation if you can provide all the necessury evidence. If, as a result of the investigation, the data disputed proves to be wrong, the credit bureau is to erase it and send the correct information to all the other credit bureaus and business.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
vanessa parker |
Date:
February 2, 2007, 5:20 am |
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i want a credit card where i dont ever have to pay any sort of fee so long as i pay my bill every month. I cannot find any credit cards that will allow someone with know credit to get such a card. i refuse to get any card that i have to pay any extra money on even if i pay my bill when it is due, i already do not have alot of money and the whole point i want to get a credit card is just so i can establish credit. I hate spending money on things i dont need and know that it will not matter what the late fees are, any credit cards come to mind that fit my needs? |
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Answers: |
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Well, you have no credit and you are looking to estatblish credit history. There is a special sort of credit cards allowing you to get well started and you can build a strong and good credit rating if you manage them wisely. Among the best credit cards online to help you establish credit are no credit cards and secured credit cards which allow instant online approval if your personal data i the application form corresponds to the bank's requirements. But, mind it, that whichever credit card you choose, you cannot avoid fees. You are charged them as, due to your low credit score, you present a high credit risk for your creditors and they try to compensate for the risk. So, you are supposed to pay all the fees imposed untill you raise your credit score and build a strong credit history. Then you can apply for best credit cards online with low rates, no fees and rewards and other incentives to praise your good credit managements.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
José L. Romero |
Date:
February 7, 2007, 4:10 am |
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Why is it that my 3 reports do not concur on one FICO score? How can I get all 3 ports to show the same FICO score? Isn\'t that ilegal to have different information on different reports? Why is it that we have 3 report agencies that do not update from each other so the reports look the same? It seems like a rip off to me. Thank you for your help. |
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Answers: |
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It is true, it's very important to have all the three of your credit reports coincide so as to avoid problems with your monthly charges and applications for new credit cards. The reason for the difference in your credit reports may be different methods of calculating or different information provided by merchants. In both the cases you have to make them equal. What do you start with? First of all, apply for a copy report from each of the 3 credit reporting agencies and find which of them contains inaccurate information. Then, call to the credit bureau and ask them to conduct the investigation if you have evidence enough to prove your credit information. If you win the case, the erronious information will be erased and substituted for the right one.
Best,
Manager of Immediate Credit Card Care Service |
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