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Displaying 40 to 50 (of 87 questions) |
Page: 5 of 9 |
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Date:
December 26, 2006, 5:07 am |
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Please close account number ending 3433.
Thank You,Martha R Whitacre Springfield,Ohio45503 |
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Answers: |
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You should always ask the bank to make any operations with your account, as we do not have any access to your accounts and personal information. If you want to close the account, you should either call the bank and ask them to do it (they will need more extended information of yours), or go to the official site of the bank (if online banking is available with your bank)and get registered there to go to your personal page and close the account. Mind that if you close your credit account before expiration date, your credit score gets lower that if you just wait until expiration.
Best,
Manager of Immediate Credit Card Care Service |
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Date:
December 26, 2006, 5:13 am |
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can i apply for a Visa card online in Canada? |
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If you mean Visa credit cards for Canadian residents, you can regard Canadian credit card offers at our site. But you should first get your credit report to be sure you are eligible for a credit card you want to get. Besides, you should be attentive when looking through the credit cards at our site, as our credit cards for Canadians are for good credit only, bad credit cards of this type can be probably found at other sites.Besides, Visa credit cards are issued by nearly all banks, so you can also turn to your local bank for a card.
Best,
Manager of Immediate Credit Card Care Service |
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Date:
December 26, 2006, 5:17 am |
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how bad does hospital bills on my credit report hurt my score |
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It's difficult to say how many points your score lack with those bills. It depends on your credit history, the amount you owe, the amount you have already paid and other factors. It is only the credit bureau that has its own scheme to calculate the credit score, so you can contact one of credit bureaus (if they have customer service) and ask them about it. I can only say that your credit history will be definitely better if you pay your hospital bills off. And the number of credit points that will be added to your score also are calculated by credit bureaus.
Best,
Manager of Immediate Credit Card Care Service |
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Date:
December 26, 2006, 5:21 am |
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I recently applied for a Discover Platinum gas card with 0% APR for 12 months and 0 balance tranfer fees. I called them to get the card. My question is even though I called to get the card instaed of applying online would I still get $0 fees for balance transfers?
Thanks. |
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If you applied for the credit card and they said your application was accepted, this was an application, no matter how it was made. They took your personal information and are supposed to send you an approval by mail. If you are approved, your credit card will have the terms and charges that were described in the offer's terms and conditions. BUT if in the promotional letter or at the site it was pointed out that you should apply ONLY by mail or via Internet to get a credit card with these terms & conditions, you can't certainly expect to get them if you applied by phone.
Best,
Manager of Immediate Credit Card Care Service |
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Date:
January 16, 2007, 5:17 am |
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How can I obtain a credit report from all 3 credit agencies? When I find out my scores how will I know if I am likely to qualify for a card or a loan? |
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You can have your free credit report at our website. At the top of each page we provided a table of credit rating where you can see the credit score and what type of credit it makes you elegible for:
Excellent Credit - 750-850
Good Credit - 660-749
Fair Credit - 620-659
Bad Credit - 350-619
No Credit - 0
At the bottom of the table there is APPLY NOW button. Click it, and you will get to the reporting centre. Get your trial free credit score. If you want to obtain reports from the three agencies, try to find web sites of Equifax, TransUnion and Experian using a search engine. Check out your score, and apply online for a credit card of the type you qualify for.
Best,
Manager of Immediate Credit Card Care Service |
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Date:
January 23, 2007, 6:54 am |
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If i know my credit card balance is: $27,000 APR= 16.22%, finance charges are calculated on average daily balance, min payment per month= 1% of bal+finance charge. I am not adding any purchases to this card going forward. How can I amortize what each months payment will be if I only pay the required Min payment until balance is paid off. I assume each months payment will change as payments are made. What will each month over month payment be? Thanks for your help. |
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Unfortunately, we cannot help you with this question as our task is mainly to give a detailed information on the best credit cards available, help you compare them by the key points and apply online for a credit card you qualify for. But all the calculations are supposed to be already made in the statement which you get together with your credit card. The minimum monthly payments are registered there up to the expiration date. What's more, you can go to the official site of your bank which might provide a credit calculator service and make all the calculations necessary. Remember, whatsoever, if you have any troubles with your credit card terms and charges, you should always contact your bank as the issuer and term setter for your credit card.
Best,
Manager of Immediate Credit Card Care Service |
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Date:
January 24, 2007, 2:46 am |
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I have applied for Credit card last month But i didnt received the card till the date. May i know the status of my application. Thanking you, Ravindra Metkar |
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If you apply for a credit card online and if you qualify for this particular credit card offer,you are supposed to get a notification of your approval. The period during which you are to be notified depends on your credit card deal. Thus, when choosing yourself a credit card, pay attention to terms amd conditions where it is registered. If you apply online for a credit card with instant approval, then you are to be notified of your status within minutes if you qualify. Other credit card offers suggest a week or a 30-day period of considering your application. In case you are approved, you are also notified of your credit card's delivery date.
Best,
Manager of Immediate Credit Card Care Service |
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Date:
January 25, 2007, 5:31 am |
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im looking to transfer 10,000 in credit card balances over to 1 card at a low interest rate. i am paying almost 30% on my credit cards my credit score is like 620 |
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According to your credit score, you have a fair credit rating. If you are looking to apply online for a credit card to transfer your debts onto, our web site is the right place to search at. Looking through the Best credit cards online, you find Fair credit credit cards or Balance transfer credit cards allowing you to consolidate your debts at a lower rate credit card. Before you fill out the online credit card application, pay attention to the terms and conditions as not all fair credit credit cards offer balance transfers. Compare credit card offers and apply online for credit card to handle your debts.
Best,
Manager of Immediate Credit Card Care Service |
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Date:
January 30, 2007, 4:10 am |
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where should my credit be in order to be approved for a gas credit card? |
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If you are searching for the best reward credit card ever available online, the present web site enables you to find and apply online for a gas credit card as the best option with rewards for car owners. Using the convenient online tools for credit card comparison, you can choose yourself a gas credit card based on rates, fees and rebates.Gas credit cards allow you to save greatly on gasoline but you must have very good credit to qualify. Find out your credit score and if it is somewhere between 660 and 850, feel free to apply online as you are very likely to be approved.
Best,
Manager of Immediate Credit Card Care Service |
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Date:
February 1, 2007, 2:18 am |
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How do I change my information on my credit bureau. Where do I have to go to do this. |
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If you are sure that the information in your credit report is incomplete or inaccurate and you can prove it, you can file a dispute with the credit reporting bureau. Under the Fair Credit Reporting Act and the Fair Credit Billing Act you have the right, as a credit card consumer, to ask the credit reporting agency to conduct a reasonable investigation if you can provide all the necessury evidence. If, as a result of the investigation, the data disputed proves to be wrong, the credit bureau is to erase it and send the correct information to all the other credit bureaus and business.
Best,
Manager of Immediate Credit Card Care Service |
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