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Displaying 30 to 40 (of 87 questions) |
Page: 4 of 9 |
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Date:
December 6, 2006, 12:15 am |
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I don't have any previous credit cards or loans.I do have have 3-4,000 dollars in medical bills overdue.How can I get a high spending limit credit card? |
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Unfortunately, no bank will give you a credit card with a high spending limit. You should build your credit first. Get your credit report to know what score you have, and apply for a credit card according to your credit score. I guess you have no credit, so your choice will be limited by no credit credit cards. Afetr you will pay the credit cards accurately, having several (but not many) of them at a time, you'll accumulate enough points for good credit cards.
Best,
Manager of Immediate Credit Card Care Service |
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Date:
December 8, 2006, 6:52 am |
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I am a college student with only one co signed auto loan six months old with no late payments. What should i know before applying for a charge card and who offers the best card for me? |
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There are not really many companies that make student credit card offers. All presented at our site require a good or excellent credit history. So first of all check up your credit report, but do not do it frequently as it lowers the credit score. You can get your free report once a year. Then, if you qualify, you can choose one of student credit cards based on what you need. Probably it will be a low APR credit card or no fee card. It's surely up to you.
Best,
Manager of Immediate Credit Card Care Service. |
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Date:
December 21, 2006, 2:03 am |
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what is the site for managing account information? |
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The only site where you can access your balance and account, pay your bills and ask any detailed information concerning banking services, is the official site of your bank. You can either go to it using the address given in your statements or on your credit card, or find the address by means of a search engine, or click the link "Apply" by any credit card by this bank which is presented at our site, and you will be redirected to the official site of ths bank. Usually official sites of banks use a special protection system to avoid identity thefts and other crimes related with illegal use of private information.
Best,
Manager of Immediate Credit Card Care Service |
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Date:
December 21, 2006, 2:28 am |
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I applied for a card and then put in the wrong email address. The correct one is listed below. Please send the application approval (or not) to the email address listed above. |
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The problem is that our site has nothing to do with considering customers' applications and giving responses to them. We also have no access to your personal information, the bank being the only institution that possesses it. So the first thing you should do is to report about your mistake to the bank - they either can send another approval message to you or inform you of the approval (or disapproval) by phone. We can't help you anyhow, as it is beyond our competence.
Best,
Manager of Immediate Credit Card Care Service |
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Date:
December 21, 2006, 2:37 am |
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iam canadain and i would like to find a visa that will approve me if i give money upfront please help me find the right card i have bad credit would like to bebuild it yours truly shannon forrest |
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Answers: |
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If you are looking for Canadian credit cards for bad credit, you won't be able to find them at our site, as we have only good credit cards for Canadians. As far as bad credit cards are concerned, you can apply for one of them if you have a social security number in the United States, that is, if you are a US resident. Please, try to search for a bad credit card via Internet, as some banks offer Canadian credit cards for bad credit. And a bit of advice before you apply: get your credit report before sending an application, to be sure you are eligible for the credit card you want to get.
Best,
Manager of Immediate Credit Card Care Service |
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Date:
December 21, 2006, 2:50 am |
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can you please explain why you have to pay a set-up fee. if that has to be paid why dont you charge it to the card and pay it to you with the other payments. i am a watchdog member and there are scams like this everywhere that are so old everyone knows about them i am low on money which is why i want a credit card in the first place so cant afford to pay the so called set-up fee so i would take a credit card of the set-up fee was charged to it but i dont trust the fact that you need it before you can make the cards when you are supposed to be a SUCCESSFUL business. if you are that successful then you wont mind doing what i have asked. if you dont get back to me or refuse to add the fee to the card then i will know its a con and take it to members of my group. i look forward to yor response
darrelle ferguson |
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Dear Mr. Ferguson,
the first and foremost thing you should know is that our site's aim is to help people orientate in the mass of credit card offers and help them compare credit cards, choose them and be in the know of the current credit card offers. We do not issue credit cards, that's why we do not set fee and charges for them. As for the reasons why banks require setup fee to be paid, they are simple. When a credit card company approves you for a credit card, there are transactions to be fulfilled and documents to be processed, including inquiry on your credit history. The plastic card itself has its price as well. If you look through credit cards for different credit score, you will see that the higher your score is, the lower the charges are. Giving credit to you, bank takes on risks, and to cover them, it charges payments; as bad credit customer is not as reliable as a good credit customer, he has to pay more, but as his credit rating increases, the terms and charges of credit cards available for him, gets less costly.
If you want to change the terms&conditions of your credit card, you should apply to no one else but the bank, and it will be the bank that decides, whether to satisfy your request or not.
Best,
Manager of Immediate Credit Card Care Service |
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Date:
December 21, 2006, 3:51 am |
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i misplaced the classic prepaid card that was sent to me October 2005 but later found it while sorting somepapers. My question is. Is this card usable? The expiration date is October 2007. |
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The first thing you should do is to call your bank and ask about it. As everything depends on the terms&conditions of your credit card. Generally, the card is still usable, as it is the year of 2006 still. However, it may so happen that you should have paid some fees and charges implied by the card, and if they haven't been paid all this time, now there's a significant amount to pay for this card. But, certainly, everything depends on the terms&conditions.
Best,
Manager of Immediate Credit Card Care Service |
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Date:
December 26, 2006, 4:27 am |
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I try to aktivate my new credit card, I try call your compeny several time, but answer always say ist invalid and now I dont now wats wrong , my payment due 12.17.06 and I am not already aktivate muy card |
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Sorry, we are not a credit card company, so we won't be able to help you. If you need to activate your credit card, you should find the website address of the bank in the letter of approval or by means of search engine. Then, visiting the site, you can activate the credit card online, getting registered at the site. If you didn't manage to do it by phone, probably there is some mistake you should clear up in the bank. Do it as soon as possible, to start using your card or cancel it, as you have so many troubles.
Best,
Manager of Immediate Credit Card Care Service. |
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Date:
December 26, 2006, 4:31 am |
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need help on knowing how to pay bill on line, can\'t seem to find the site. ms.bracken |
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If your bank provides online payment service, you can pay your bills at the official site of the bank ( you should check it in the terms&conditions of the credit card you are holding). There you can find the instructions and special forms to fill out - you should give your name and card or account numbers, thus registering at the site, so that late on you will have to enter you password and login to get access to you personal page with your accounts and other data. As you have probably guessed, at ths site you can not only pay your credit card off, transferring money from one account to another, you can also pay bills, apply for another credit card and check up your balance any time you want.
Best,
Manager of Immediate Credit Card Care Service |
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Date:
December 26, 2006, 4:54 am |
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I am just writing to find out if my application has been approved, what the limit is, and when I can be expecting my card please. Thank you. |
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We have no access to your accounts, credit card numbers or status of your application. You should call the bank and ask them about it. There can be also online service at the site of the bank, so you can find it out there. But be sure, no one will answer your question if you give nothing more than your name, as some additional information is needed. Generally, after making an application, people wait for a week or two for approval, and in the approval letter the credit limit and other features of the approved credit card can be found. So, if less time has passed since the day of you application, you can wait a bit more, if you start worrying contact the bank and ask them about your credit card.
Best,
Manager of Immediate Credit Card Care Service |
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