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Displaying 30 to 40 (of 87 questions) |
Page: 4 of 9 |
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User Name:
Jill |
Date:
December 4, 2006, 2:28 am |
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What is a good credit card with low annual and set up fees if you have fair to good credit? |
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Answers: |
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First of all, if you are not sure whether your credit score is good or fair, it's better to have your credit report updated. Not all the 3 credit agencies have your score equal. If your credit rating is good somewhere, it should be good at other bureaus. As for fair credit cards, we offer two credit cards at the moment. If you qualify, the choice is wider with good credit cards, for example, Chase Bank Platinum Visa or Blue from American Express. Best, Manager of Immediate Credit Card Care Service. |
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User Name:
constance thomas |
Date:
December 4, 2006, 8:49 pm |
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I don't have all around bad credit.I have a few delinquent accounts and I want a high spending limit credit card(preferably Mastercard or visa)Can I get one and where? |
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Answers: |
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If you want to have a good credit card with a high spending limit but if there are delinquent accounts in your credit file, you need to reassure your creditors in your creditworthiness. You are supposed to have a good job and a high stable income. You are to repair your current credit by diligently paying off the balances on your present credit cards. After you prove yourself in the right, you can turn to Best credit cards to choose the credit card to your liking.
Best wishes,
Manager of Immediate Credit Card Care Service. |
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User Name:
constance thomas |
Date:
December 5, 2006, 9:43 pm |
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I don't have any previous credit cards or loans.I do have have 3-4,000 dollars in medical bills overdue.How can I get a high spending limit credit card? |
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Answers: |
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Unfortunately, no bank will give you a credit card with a high spending limit. You should build your credit first. Get your credit report to know what score you have, and apply for a credit card according to your credit score. I guess you have no credit, so your choice will be limited by no credit credit cards. Afetr you will pay the credit cards accurately, having several (but not many) of them at a time, you'll accumulate enough points for good credit cards.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
SR |
Date:
December 6, 2006, 7:35 pm |
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I recently applied for a Discover Platinum gas card with 0% APR for 12 months and 0 balance tranfer fees. I called them to get the card. My question is even though I called to get the card instaed of applying online would I still get $0 fees for balance transfers?
Thanks. |
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Answers: |
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If you applied for the credit card and they said your application was accepted, this was an application, no matter how it was made. They took your personal information and are supposed to send you an approval by mail. If you are approved, your credit card will have the terms and charges that were described in the offer's terms and conditions. BUT if in the promotional letter or at the site it was pointed out that you should apply ONLY by mail or via Internet to get a credit card with these terms & conditions, you can't certainly expect to get them if you applied by phone.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
Dawn Adams |
Date:
December 7, 2006, 9:17 am |
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how bad does hospital bills on my credit report hurt my score |
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Answers: |
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It's difficult to say how many points your score lack with those bills. It depends on your credit history, the amount you owe, the amount you have already paid and other factors. It is only the credit bureau that has its own scheme to calculate the credit score, so you can contact one of credit bureaus (if they have customer service) and ask them about it. I can only say that your credit history will be definitely better if you pay your hospital bills off. And the number of credit points that will be added to your score also are calculated by credit bureaus.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
Wayne |
Date:
December 7, 2006, 9:22 am |
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can i apply for a Visa card online in Canada? |
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Answers: |
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If you mean Visa credit cards for Canadian residents, you can regard Canadian credit card offers at our site. But you should first get your credit report to be sure you are eligible for a credit card you want to get. Besides, you should be attentive when looking through the credit cards at our site, as our credit cards for Canadians are for good credit only, bad credit cards of this type can be probably found at other sites.Besides, Visa credit cards are issued by nearly all banks, so you can also turn to your local bank for a card.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
shayna |
Date:
December 8, 2006, 2:06 am |
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I am a college student with only one co signed auto loan six months old with no late payments. What should i know before applying for a charge card and who offers the best card for me? |
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Answers: |
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There are not really many companies that make student credit card offers. All presented at our site require a good or excellent credit history. So first of all check up your credit report, but do not do it frequently as it lowers the credit score. You can get your free report once a year. Then, if you qualify, you can choose one of student credit cards based on what you need. Probably it will be a low APR credit card or no fee card. It's surely up to you.
Best,
Manager of Immediate Credit Card Care Service. |
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User Name:
Martha Whitacre |
Date:
December 8, 2006, 5:07 pm |
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Please close account number ending 3433.
Thank You,Martha R Whitacre Springfield,Ohio45503 |
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Answers: |
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You should always ask the bank to make any operations with your account, as we do not have any access to your accounts and personal information. If you want to close the account, you should either call the bank and ask them to do it (they will need more extended information of yours), or go to the official site of the bank (if online banking is available with your bank)and get registered there to go to your personal page and close the account. Mind that if you close your credit account before expiration date, your credit score gets lower that if you just wait until expiration.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
chad parrott |
Date:
December 9, 2006, 6:58 pm |
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I am just writing to find out if my application has been approved, what the limit is, and when I can be expecting my card please. Thank you. |
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Answers: |
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We have no access to your accounts, credit card numbers or status of your application. You should call the bank and ask them about it. There can be also online service at the site of the bank, so you can find it out there. But be sure, no one will answer your question if you give nothing more than your name, as some additional information is needed. Generally, after making an application, people wait for a week or two for approval, and in the approval letter the credit limit and other features of the approved credit card can be found. So, if less time has passed since the day of you application, you can wait a bit more, if you start worrying contact the bank and ask them about your credit card.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
martha bracken |
Date:
December 11, 2006, 4:21 am |
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need help on knowing how to pay bill on line, can\'t seem to find the site. ms.bracken |
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Answers: |
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If your bank provides online payment service, you can pay your bills at the official site of the bank ( you should check it in the terms&conditions of the credit card you are holding). There you can find the instructions and special forms to fill out - you should give your name and card or account numbers, thus registering at the site, so that late on you will have to enter you password and login to get access to you personal page with your accounts and other data. As you have probably guessed, at ths site you can not only pay your credit card off, transferring money from one account to another, you can also pay bills, apply for another credit card and check up your balance any time you want.
Best,
Manager of Immediate Credit Card Care Service |
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