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Credit Card Details

American Express

Gold Delta SkyMiles® Credit Card

Card highlights:

Available rewards:

Card Category:	Consumer
Card Type:	Unsecured
Required Credit Rating:	Excellent / Good
Issuing Country:	United States

For explanation of each icon click here


Miles	Cash	Points	Charity

About:


	9.99% APR on Balance Transfer for the first 12 months.
	First Year Fee-Free, $95 thereafter.
	20,000 bonus miles after first purchase.
	5,000 bonus miles for adding an additional cardmember.
	One mile for every other eligible dollar spent.

Credit Card Rates

Purchases:

Introductory APR:	n/a
Introductory Period:	n/a
Ongoing APR:	13.99%
Default APR:	see terms
Minimum Grace Period:	20 days
Minimum Finance Charge:	$0.50

Balance Transfers:

Introductory APR:	9.99%
Introductory Period:	12 months
Ongoing APR:	13.99%
Default APR:	see terms
Minimum Grace Period:	n/a
Minimum Finance Charge:	$0.50

Cash Advances:

Introductory APR:	n/a
Introductory Period:	n/a
Ongoing APR:	see terms
Default APR:	see terms
Minimum Grace Period:	n/a
Minimum Finance Charge:	$0.50

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:	$0¹⁷
Fee Rate:	n/a
Maximum:	n/a

Cash Advance Fees:

Minimum:	$5
Fee Rate:	3%
Maximum:	n/a

Foreign Exchange Fees:

Minimum:	see terms
Fee Rate:	see terms
Maximum:	see terms

Credit Card Other Fees

Initial Fees:

Setup Fee:

Maintenance Fees:

Annual Fee:

$0¹⁶

Penalty Fees:

Late Payment Fee:

see terms

¹⁶ No annual fee for the first year, then $95 thereafter; $45 if you are a qualified American Express Cardmember.
¹⁷ There is no balance transfer transaction fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction.

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